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  • FORMS
  • MEMBERSHIP APPLICATION ONLINE FORM
  • LOAN APPLICATION
  • UPLOAD YOUR ID
  • NYC PARTIAL PAYROLL DEDUCTION FORM
  • A2A AUTHORIZATION
  • MEMBERSHIP AND ACCOUNT AGREEMENT
  • FEE SCHEDULE
  • FUNDS AVAILABILITY POLICY
  • EFT FUNDS AN TRANSFER AGREEMENT AND DISCLOSURE – REG E
  • Privacy Policy
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  • MENU
    • FORMS
    • MEMBERSHIP APPLICATION ONLINE FORM
    • LOAN APPLICATION
    • UPLOAD YOUR ID
    • NYC PARTIAL PAYROLL DEDUCTION FORM
    • A2A AUTHORIZATION
    • MEMBERSHIP AND ACCOUNT AGREEMENT
    • FEE SCHEDULE
    • FUNDS AVAILABILITY POLICY
    • EFT FUNDS AN TRANSFER AGREEMENT AND DISCLOSURE – REG E
    • Privacy Policy

LOAN APPLICATION

  • YOU MUST ALREADY HAVE A MEMBERSHIP ACCOUNT ESTABLISHED AT THE FINEST FCU IN ORDER TO APPLY FOR A LOAN.

    Individual Credit: You must complete the Applicant section about yourself and the Other section about your spouse if:

    1. you live in or the property pledged as collateral is located in a community property state (AK, AZ, CA, ID, LA, NM, NV, TX, WA, WI),

    2. your spouse will use the account, or

    3. you are relying on your spouse’s income as a basis for repayment. If you are relying on income from alimony, child support, or separate maintenance, complete the Other section to the extent possible about the person on whose payments you are relying.

    Joint Credit: Each applicant must individually complete the appropriate section below. If co-borrower is spouse of the Applicant, mark the co-applicant box.

    Guarantor: Complete the Other section if you are a guarantor on an account/loan.

  • Personal loan amounts are from $500.00 to $30,000.00.

    Auto loan amounts are up to $50,000.00.

    If you currently have a loan with the credit union please read the following message before proceeding with your application.

    Personal loans that are $10,000.00 and below will need to be paid off in full before you are eligible to apply for another loan.

    Personal loans that are over $10,000.00 will need to have their balance paid down by ½ before you are eligible to apply for another loan. Please contact the credit union at 646-661-1886 to confirm if you are eligible to apply for another loan if you are not sure.

  • APPLICANT INFORMATION

  • Employment/Income

  • NOTICE: ALIMONY, CHILD SUPPORT OR SEPARATE MAINTENANCE INCOME NEED NOT BE REVEALED IF YOU DO NOT CHOOSE TO HAVE IT CONSIDERED.
  • Drop files here or
    Accepted file types: jpg, jpeg, png, pdf.
    You can do this later via the UPLOAD YOUR ID form. If you cannot upload your last 2 pay stubs/pay statement please fax to Member Services at 646-661-1093 or email to memberservices@thefinestfcu.org. Not providing pay stubs/pay statement might cause delay in the processing of this loan application.
  • If employed less than two years at current job
  • Reference

  • CO-APPLICANT/SPOUSE/GUARANTOR INFORMATION

    If you are applying for this loan by yourself, select "None of the Above"
  • Employment/Income

  • NOTICE: ALIMONY, CHILD SUPPORT OR SEPARATE MAINTENANCE INCOME NEED NOT BE REVEALED IF YOU DO NOT CHOOSE TO HAVE IT CONSIDERED.
  • Drop files here or
    Accepted file types: jpg, jpeg, png, pdf.
    You can do this later via the UPLOAD YOUR ID form
  • If employed less than two years
  • Reference

  • WHAT YOU OWE

  • First Mortgage /Rent

    Include tax and insurance
  • OTHER INFORMATION ABOUT YOU

  • STATE LAW NOTICES

  • OHIO RESIDENTS ONLY: The Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law WISCONSIN RESIDENTS ONLY: (1) No provision of any marital property agreement, unilateral statement under Section 766.59 or court decree under Section 766.70 will adversely affect the rights of the Credit Union unless the Credit Union is furnished a copy of the agreement , statement or decree, or has actual knowledge of its terms, before the credit is granted or the account is opened. (2) Please sign if you are not applying for this account or loan with your spouse. The credit being applied for, if granted, will be incurred in the interest of the marriage or family of the undersigned.
  • State of Wisconsin Residents Only
  • SIGNATURES

  • You promise that everything you have stated in this application is correct to the best of your knowledge and that the above information is a complete listing of what you owe. If there are any important changes you will notify us in writing immediately.
    in connection with this application for credit and for any update, renewal or extension of the credit received. you understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.
    in connection with this application for credit and for any update, renewal or extension of the credit received. you understand that the Credit Union will rely on the information in this application and your credit report to make its decision. If you request, the Credit Union will tell you the name and address of any credit bureau from which it received a credit report on you. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by NCUA.
(646) 661-1886
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